Are you looking for a cheap private sickness insurance (PKV) in Germany? Use the free PKV comparison, and find the right private health insurance offer from the variety of insurance companies. On the market there are many PKV insurance vendors. Here you can find a free comparison of insurance suppliers and get your personal medical insurance quote: Private Krankenkassen Vergleich.
A private health insurance has different advantages:
Private patients see the doctors checks and know how much is billed. So you can see how much the different items are. As a private insured, you can control the medical bills. You can save charges, if you agree to pay a fixed amount of the yearly medical bills by yourself. This is interesting for healthy people who do not need regular medication. Before choosing your German private sickness insurance vendor, you should always ask for several quotes. That can be done online: PKV im Vergleich. Every German, who is not obliged to be a member of the statutory health insurance (GKV), can join the private health insurance. This applies to civil servants and self-employed persons. In addition to employees, whose salaries are above the GKV insurance limit. The insurance limit is a monthly gross salary of 4012.50 Euros or 48,150 Euros per year in 2008.
The PKV usually offers better performance than the statutory health insurance. Private health insurance companies may also pay items, which are not paid by the statutory health insurance. This is dependent on your individual contract. The monthly charges of the private health insurance are only dependent on the individual contract and are not calculated in accordance to your income. Many companies offer the option of making adjustments to the tariff of the active contract. That is very helpful when your personal needs change over time. Private patients sometimes get expensive medication and progressive therapy which is not yet available to people who are members of the statutory health insurance.
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